Rates & Terms

Terms                           

                       

Product                                               

Loan Range Min Max                     

Max Loan To Value LTV                 

Rate Range                                        

Fixed Term                                         

Amortization                                     

Min DSCR                                           

Fico Required (mid score)            

Pre-payment                                    

Liquidity Requirement                  

Lender Points                                                                   

Lender U/W Processing Fee                                        

Est Time to Close                                             

Docs Needed                                                    

Experience Requirement                             

Special

Lender 1

            

Bank Alt                              

$25k - $1M*      

75%                       

8 – 10%                

25 years              

25 years              

1.25                        

600                        

5, 4, 3, 2, 1         

3 months            

1pt                        

None                    

30 days                

Medium              

High                      

Terms

Lender 2          

 

Full Doc                               

$200k - $5M      

75%                       

6 – 8%                  

5, 7, 10                 

30 years              

1.25                        

600                        

5, 4, 3, 2, 1         

6 months            

1.5pt                     

None                    

45 days                

High                      

Medium              

Rates    

Construction

SEE PRODUCT SHEET FOR DETAILS

  • Deals quoted are not available in every state.

  • LTV Subject to change based on property type.

  • Rates subject to change based on property types.

  • Upfront Deposit Examples: Appraisal, 3rd party reports.

  • Special: no tax returns, all cash out, seller 2nd up to 80% CLTV, seller assist allowed.

  • Blankets available.

  • Min property value $75k for some lenders.

  • Foreign Nationals welcome.

  • Some lenders require home ownership.

  • Seasoning on refinance can range from 1 month to 2 years.

  • Jumbo Loan Amounts $5m up to 100M+ on case by case evaluation

Loan services by referral only through state licensed brokers in: AZ, CA, NC, NJ, NY, OR, UT. We do not conduct any business in the state of Nevada.

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